AML / KYC Policy
Last updated: March 2026
Customer due diligence
- Mandatory KYC (government ID + selfie) for all users before funding or card issuance.
- PEP/sanctions screening at onboarding and continuously thereafter.
- Enhanced due diligence for higher tiers and higher‑risk profiles.
Monitoring
- Ongoing transaction monitoring with automated rules and manual review.
- Risk‑based limits and holds where activity appears unusual.
- Reporting of suspicious activity to competent authorities as required.
Prohibited use
No use in or for sanctioned persons/entities, illicit trade, fraud, market manipulation, or any unlawful purpose.
Record keeping
Records of KYC data, transactions, and investigations are retained per regulatory requirements.